Explaining the "real burden" at the time of selling the iPhone 13 this year when the residual value setting type installment payment was introduced
Four models of the iPhone 13 series have been announced and are scheduled to be released on the 24th. In the past, it was common to purchase from the three major carriers of DoCoMo / au / Softbank (Rakuten Mobile also handles the latest iPhone from this year), but recently, regardless of the contract, only the terminal is available at the Apple Store or EC site. It is also possible to purchase.
Therefore, in this article, I will introduce the mechanism of "real burden" that you need to understand in advance when purchasing iPhone 13 from a carrier.
The model price is 143,000 yen, but the actual contribution is 77,280 yen.If you think, I want to check it out
There is no longer a discount like the previous "Monthly Support" Long-term installment payment, reducing the monthly burden on the premise of trade-in of the terminal
Many people will buy a new iPhone for the first time in a while. Until more than three years ago, if you purchased an iPhone from a carrier, you would get a monthly discount of about 2000-3000 yen for 24 months ("Monthly support", "Monthly discount", etc.), but now it is a terminal. It is assumed that sales and contracts will be separated, and these discounts have disappeared.
Before the iPhone XS / XR, there were discounts such as "monthly support" as shown in this table, but such buying methods have already disappeared (the price of the basic plan itself has become cheaper with the introduction of the separation plan).
On the other hand, each model of iPhone 13 is in the high 80,000 yen range even if it is the cheapest. It is quite difficult to purchase the terminal price in bulk, which is often over 100,000 yen. Therefore, each carrier is preparing a device to reduce the "real burden" of the user by paying in installments or returning the iPhone that was used until then after using it for about 2 years. Keep in mind, however, that returning the iPhone means trading it in, not a simple discount.
Also, as you can see by comparing the device prices at the bottom of this article, the cheapest is basically the example of purchasing only the device at the Apple Store or EC site (and purchasing at Rakuten). You can replace the SIM yourself, and even if you need to change the plan, you can check it yourself and do the procedure. For those who have already subscribed to ahamo, povo, sub-brands, and cheap SIMs, we recommend purchasing the SIM-free version (24 installments and trade-in of old models are also possible at the Apple Store).
Even if you purchase only the terminal at the Apple Store, you can pay in installments 24 times by Paidy or trade in your old iPhone.
DoCoMo's "Anytime Kaedoki Program" is a residual value setting type. If you return your iPhone early, you will also get benefits.
From here, let's look at the contents of the program for each carrier. First of all, from the DoCoMo "Anytime Kaedoki Program", which introduced the residual value setting type installment payment from this year.
In this "Anytime Kaedoki Program", the residual value at the time of 2 years is set in advance for each terminal, and the amount obtained by subtracting the residual value from the main unit price is paid from the 1st to the 23rd, in 23 divisions. You will have to pay (the "real burden" if this part is used for 2 years).
The residual value after 2 years is set, and the amount obtained by subtracting the residual value from the terminal price is paid in 23 installments. If you return your device two years later, you don't need to pay the residual value.
If you return the device to DOCOMO after the 23rd payment, that is, 2 years later, you do not need to pay the residual value set for the 24th payment. If you want to continue using it as it is, you will continue to pay the residual value in 24 installments (one-time payment is also possible). Even if you return the device on the way, you do not need to pay for the next month or later.
If you want to continue using it after 2 years, the residual value will be divided 24 times again and you will continue to pay.If you return it in the middle of the process, you will not need to pay any more.
Also, as the name of "Anytime Kaedoki Program" suggests, it can be returned at an early stage. In principle, payment up to the 23rd month is required for early return (lump-sum payment is also possible), but since the terminal is not old yet, its value is high, so installment payment is made as an "early use benefit". The amount is discounted by a certain amount.
When returning two years ago, payment up to the 23rd time is basically required, but the monthly payment after return is discounted as an "early use benefit".
DoCoMo's site contains examples of models with a total of 105,500 yen and a residual value of 44,800 yen. The 1st to 23rd payments are 2500 yen a month, and the 24th to 47th payments if you continue to use them. 2000 yen per month, 600 yen per month for "early use benefits" will be deducted for the 23rd return, and 1900 yen per month, and the "real burden" for 2 years will be 105,500 to 48,000 yen. Minus, it will be 57,500 yen.
The "Anytime Kaedoki Program" can be used without a DOCOMO contract (there are no conditions such as replacement of terminals at DOCOMO). Also, since it is OK without using the program, you can choose to settle in a lump sum somewhere and continue to use / sell the terminal yourself.
au "Smartphone Bonus" is basically the same residual value setting type
au "Smartphone Bonus" is also a residual value setting type installment payment, and the 24th residual value is predetermined, and paying the 1st to 23rd installments in 23 installments is the same as DoCoMo. You can choose to return the device two years later to eliminate the need for the 24th payment, or to re-split the residual value 24 times and continue using it (lump-sum payment is also possible), and return the device in the middle of the re-installment payment. If you do so, you will not need to pay the rest (the same can be used regardless of whether you have an au line contract).
The residual value after 2 years is also set for au "Smartphone Bonus", and it is the same to pay the difference between the terminal price and the residual value in 23 installments.
However, there is no particular merit of + α due to early return like DoCoMo's "Anytime Kaedoki Program".
SoftBank / Rakuten exempts up to 24 payments by returning the device after paying 24 payments in 48 installments.
Next is Softbank "Support +". The content has not changed since last year. After paying 24 or more installments in 48 installments, returning the device will exempt the remaining bonds. In other words, the "real burden" is half the terminal price.
Softbank pays 48 times and is exempt from the remaining bonds by returning the terminal and replacing it after 2 years
In addition, the remaining bonds after the 25th month are exempted as they are when the terminal is returned after replacing it with a SoftBank target model. When returning only the terminal, the remaining bonds are settled once and the assessed amount is given as a PayPay bonus.
Rakuten Mobile's "iPhone Upgrade Program" also pays 48 times, and if you return the device after paying 24 times, you do not need to pay up to 24 times. However, it should be noted that the payment method is limited to "Rakuten Card".
Rakuten is basically the same.However, it is big that the terminal price itself is about the same as the Apple Store.
If you pay in installments by carrier, there is no loss even if you enter the program However, it should be understood that "trade-in of the terminal" is a prerequisite.
There are minor differences in the content, but basically the same point is that the "real burden" is reduced on the assumption that the iPhone that was used until then will be returned, that is, traded in. I want to know that it is completely different from "discount" in the first place. However, there is no particular charge for subscribing to the program itself, so if you purchase an iPhone from a carrier in installments, it can be said that there is no loss in entering it for the time being.
That said, the iPhone basically has a high resale value, and it takes a little time and effort, and it is a condition that it is used carefully, but it is not impossible to dispose of it at a higher price at specialty stores and flea market apps. Also, as mentioned above, you can buy just the device from the Apple Store (all iPhone 13s, including models sold by carriers, are not SIM-locked). The rest will be up to the user's judgment.
iPhone 13 series, terminal price / actual burden list
The actual burden amount is stated when the terminal is returned after using it for 2 years, and when the point of the initial contract privilege is included at the time of MNP of Rakuten Mobile.
|(tax included)||Bulk selling price of iPhone 13|
|SIM free||98,800 yen||110,800 yen||134,800 yen|
|DoCoMo||111,672 yen||125,136 yen||164,736 yen|
|au||115,020 yen||128,970 yen||156,995 yen|
|Softbank||115,920 yen||129,600 yen||157,680 yen|
|Rakuten Mobile||98,800 yen||110,800 yen||134,800 yen|
|(tax included)||Actual burden of each carrier of iPhone 13|
|DoCoMo||New / model change||56,232 yen||63,096 yen||84,216 yen|
|MNP||34,232 yen||41,096 yen||62,216 yen|
|au||New||51,100 yen||58,690 yen||73,755 yen|
|MNP||40,100 yen||47,690 yen||62,755 yen|
|Model change||62,100 yen||69,690 yen||84,755 yen|
|Softbank||57,960 yen||64,800 yen||78,840 yen|
|Rakuten||New / model change||49,392 yen||55,392 yen||67,392 yen|
|MNP||29,392 yen||33,592 yen||47,392 yen|
|(tax included)||Bulk selling price of iPhone 13 mini|
|SIM free||86,800 yen||98,800 yen||122,800 yen|
|DoCoMo||98,208 yen||120,384 yen||151,272 yen|
|au||101,070 yen||115,020 yen||143,040 yen|
|Softbank||101,520 yen||115,920 yen||144,000 yen|
|Rakuten Mobile||86,780 yen||98,800 yen||122,800 yen|
|(tax included)||Actual burden of each carrier of iPhone 13 mini|
|DoCoMo||New / model change||49,368 yen||69,84 yen||77,352 yen|
|MNP||27,368 yen||38,984 yen||55,352 yen|
|au||New||43,510 yen||51,100 yen||66,280 yen|
|MNP||32,510 yen||40,100 yen||55,280 yen|
|Model change||54,510 yen||62,100 yen||77,280 yen|
|Softbank||50,760 yen||57,960 yen||72,000 yen|
|Rakuten||New / model change||43,368 yen||49,392 yen||61,392 yen|
|MNP||23,368 yen||29,392 yen||41,392 yen|
|(tax included)||Bulk selling price of iPhone 13 Pro|
|SIM free||122,800 yen||134,800 yen||158,800 yen||182,800 yen|
|DoCoMo||140,2560 yen||165,528 yen||197,208 yen||226,512 yen|
|au||143,040 yen||156,995 yen||185,015 yen||212,920 yen|
|Softbank||144,000 yen||157,680 yen||186,480 yen||214,560 yen|
|Rakuten Mobile||122,800 yen||134,800 yen||158,800 yen||182,800 yen|
|(tax included)||Real burden of each carrier of iPhone 13 Pro|
|DoCoMo||New / model change||72,600 yen||85,008 yen||108,48 yen||115,632 yen|
|MNP||50,600 yen||63,008 yen||78,848 yen||93,632 yen|
|au||New||66,280 yen||77,355 yen||88,935 yen||104,000 yen|
|MNP||55,280 yen||62,755 yen||77,935 yen||93,000 yen|
|Model change||77,280 yen||84,755 yen||99,935 yen||115,000 yen|
|Softbank||72,000 yen||78,840 yen||93,240 yen||107,280 yen|
|Rakuten||New / model change||61,392 yen||67,392 yen||79,392 yen||91,392 yen|
|MNP||41,392 yen||47,392 yen||59,392 yen||71,392 yen|
|(tax included)||Bulk selling price of iPhone 13 Pro Max|
|SIM free||134,800 yen||146,800 yen||170,800 yen||194,800 yen|
|DoCoMo||165,528 yen||182,160 yen||213,048 yen||243,144 yen|
|au||156,995 yen||170,945 yen||198,965 yen||226,870 yen|
|Softbank||157,680 yen||172,080 yen||200,160 yen||228,240 yen|
|Rakuten Mobile||134,800 yen||146,800 yen||170,800 yen||194,800 yen|
|(tax included)||Real burden of each carrier of iPhone 13 Pro Max|
|DoCoMo||New / model change||85,008 yen||92,400 yen||108,768 yen||124,344 yen|
|MNP||63,008 yen||70,400 yen||86,768 yen||102,344 yen|
|au||New||73,755 yen||81,345 yen||96,525 yen||111,590 yen|
|MNP||62,755 yen||70,345 yen||85,525 yen||100,590 yen|
|Model change||84,755 yen||92,345 yen||107,525 yen||122,590 yen|
|Softbank||78,840 yen||86,040 yen||100,80 yen||114,120 yen|
|Rakuten||New / model change||67,392 yen||73,392 yen||85,392 yen||97,392 yen|
|MNP||47,392 yen||53,392 yen||65,392 yen||77,392 yen|
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